Copilot Money
Copilot
Copilot Money is the leading AI personal finance app for the US market, consistently ranked #1 in independent reviews for personal finance tools in 2025–2026. Aggregates all financial accounts (checking, savings, credit cards, investments, crypto, mortgages) via Plaid and presents a clean, designed dashboard with AI-powered spending categorization, trend analysis, budget tracking, and net worth calculation. Unique for its manually tunable AI — you can correct how it categorizes transactions and it learns from corrections. Syncs investment portfolios with market data. Available on iOS, Android, and web. Not a budgeting app for zero-based budgeting enthusiasts (use YNAB for that) — Copilot is for people who want elegant, automatic financial awareness without manually entering every transaction. $14.99/mo or $95.99/year.
$14.99/mo or $95.99/year. No free plan — 30-day free trial. iOS, Android, and web. US only (Plaid-based bank connections).
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