Monarch Money
Monarch
Monarch Money is a personal finance and budgeting platform that differentiates on collaborative money management — it is designed from the ground up for couples and families managing shared finances, offering multi-user access with individual and joint views of accounts, budgets, and goals in a single subscription. Acquired 2M+ users since Mint's shutdown in 2024. AI-powered transaction categorization and spending insights. Connections to 11,000+ US financial institutions via Plaid, MX, and Finicity. Cash flow projections, investment tracking, net worth dashboard, and detailed goal tracking. $14.99/mo or $99.99/year. Best for: couples, households, and families who want a Mint replacement with better collaboration features and a modern UI.
$14.99/mo or $99.99/year. No free plan — 30-day free trial. Single subscription covers the household (no per-user pricing). US-focused.
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